In Florida, the minimum insurance required is $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability ($10,0000). Though minimum coverage is the cheapest, it's important to consider protecting yourself from other financial risks, including bodily injury liability (hurting someone else), collision (protecting your vehicle) and uninsured motorist coverage. To reduce policy costs, you can consider eliminating certain coverages or increasing the deductibles.
Coverages include: Personal Injury Protection, Property Liability, Bodily Injury Liability, Uninsured Motorist, and Collision and Comprehensive insurance for your vehicle.
We specialize in non-standard auto insurance, if you have a less than perfect driving record, mixed credit history or have recently arrived in the United States.
At Cooper Tax & Insurance, we try to understand your specific situation, so that we can find the cheapest plan for you, while ensuring you have adequate coverage. We compare multiple insurance companies that specialize in recent arrivals and those with imperfect driving records. We help you understand and analyze the different coverage options, and how changes can impact your price.
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